Discover. Apply. Empower.
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Meet Saarthi, Your AI Companion Discover. Apply. Empower.

Find your perfect
scheme instantly.

Talk to Saarthi, our multilingual voice AI companion. It cross-references your profile against 217 government grants, subsidies, and scholarships to uncover benefits you actually qualify for, in English or Tamil.

Saarthi, our voice AI, matches your profile to 217 government schemes in English or Tamil.

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217 Schemes. Central, State & Partner programmes in one place. 217 schemes in one place.
Schemes Found 217
AI Match Score Real-time
App Interface

Built for impact.

Five core capabilities that make MSS the smartest way to discover and access government support. Powered by Saarthi, your AI companion.

Powered by Saarthi, your AI companion.

Saarthi Voice AI

Speak in English or Tamil. Saarthi, our multilingual voice AI companion, builds your profile through natural conversation. No forms needed.

Speak in English or Tamil. Saarthi builds your profile through conversation.

MSMEs & Startups Farmers & Artisans
Students Women & SHGs

AI-Powered Scheme Matching

Whether you're an MSME founder, a student, a farmer, or part of a self-help group, MSS analyses your profile against 217 live schemes and ranks them by your real eligibility score.

MSS analyses your profile against 217 live schemes and ranks them by eligibility.

217 Schemes. Offline & Always Current

The bundled database includes 119 Central, 59 State, and 39 partner schemes, accessible offline. All application links redirect to official government portals.

119 Central, 59 State, and 39 partner schemes. Works offline.

Adaptive Questioning

Saarthi uses progressive profiling, asking only the minimum questions needed to improve recommendation accuracy. Simple, fast, and private.

Asks only the minimum questions needed. Simple, fast, private.

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Bilingual Support (English & Tamil)

Switch seamlessly between English and Tamil for a personalized experience. Built specifically to be accessible for everyone across Tamil Nadu.

Phase 1 Schemes Active Now

Our bundled database of 217 schemes includes Central Government, State Government (Tamil Nadu), SIDBI partnership, and bank-linked MSME programmes with direct links to official application portals.

Central, State (TN), SIDBI & bank-linked MSME programmes with direct official links.

State: TN

NEEDS Scheme

New Entrepreneur cum Enterprise Development Scheme. Up to ₹75 Lakhs (25%) subsidy and 3% interest subvention for graduates.

Central

PMEGP

Prime Minister's Employment Generation Programme. Micro-enterprise credit-linked subsidies (15-35%) for new units up to ₹50 Lakhs.

Central

Stand-Up India

Collateral-free greenfield loans between ₹10 Lakhs and ₹1 Crore exclusively for women and SC/ST entrepreneurs.

Central

Mudra Yojana

Collateral-free micro loans up to ₹10 Lakhs categorized under Shishu, Kishor, and Tarun for non-corporate small businesses.

State: TN

StartupTN (TANSEED)

Equity-free grants up to ₹15 Lakhs for innovative, DPIIT-registered startups based in Tamil Nadu.

Central

WEP & TREAD

Women Entrepreneurship Platform (NITI Aayog) and 30% Government grants routed through NGOs to assist women.

From discovery to application in minutes.

Keep scrolling to explore
STEP 1

Talk to Saarthi.

Speak or type in English or Tamil. Saarthi, our multilingual voice AI companion, asks only the minimum questions needed to understand your background, location, and business or education profile. Conversationally, not through forms.

Speak or type in English or Tamil. Saarthi learns about you through conversation. No forms.

Profile Setup
STEP 2

Get your AI Match Score.

Our AI recommendation engine instantly maps your profile against 217 live Central and State schemes, delivering a ranked list with a transparent eligibility explanation so you know exactly why you qualify.

Get a ranked list of matching schemes with clear eligibility explanations.

AI Match Score
STEP 3

Discover, Apply & Empower.

Save your matched schemes, generate a precise document checklist, and apply directly via official government portals. MSS guides you from discovery to application — every step of the way.

Save schemes, get your document checklist, and apply via official portals.

Apply

Frequently asked questions

The questions our support team hears most.

Who is Saarthi?
Saarthi is the AI companion at the heart of MSS. Instead of filling lengthy forms, you simply speak or type in English or Tamil, and Saarthi guides you through profile creation, explains scheme benefits in simple language, and continuously refines your recommendations through progressive profiling.
How does the AI scheme matching work?
MSS's AI recommendation engine analyses your demographic data, location, and business or education profile against the eligibility rules of 217 Central and State government schemes in real-time. It delivers a ranked list with a transparent confidence score and a "Why You Qualify" breakdown for each matched scheme.
Can I use MSS offline?
Yes. MSS includes a bundled offline scheme database (government_schemes.json) with all 217 schemes so you can browse and receive recommendations even without internet access. Direct application links do require connectivity to reach official government portals.
Can I apply for schemes directly through MSS?
MSS serves as an AI-powered discovery and guidance platform. It generates a precise document checklist for each scheme and provides direct links to the official government portals for registration and submission, keeping you on official channels at all times.
Is the app free to use?
Yes, MSS is entirely free to download and use. Our mission is to bridge the information gap between government initiatives and potential beneficiaries and make government support programmes accessible to all.
See all FAQs

Discover. Apply. Empower.

Bridge the awareness gap today. Download MSS and let Saarthi guide you to the government schemes you qualify for in English or Tamil, in seconds.

Download MSS free. Find schemes you qualify for in seconds.

Download MSS